How to apply for a BMI policy

BMI has nearly fifty years of experience in the Latin American and Carribean markets and have developed a suite of products that cater to resident citizens and expats living in these regions. Their international health plans "give you worldwide coverage, excellent medical benefits, and access to the best clinics and hospitals in the world," according to their website.

You can read about their six individual health plans and riders to those plans here. The benefits, deductible options, general information, hospitalization benefits, outpatient benefits, maternity benefits, other benefits, and additional optional coverage riders are explained on their website. For quotes, select the policy that is right for you and click Request a Quote.

Reach out to your Expat Insurance broker for a simpler application process. Our brokers are knowledgable about all the different products BMI offers, and can help you choose the plan that's right for you. You can even begin the application process now through our smart portal.

What is needed to apply:

• Application - Submit an online application to us

• Identification - Scan of a government-issued ID for all applicants

• Proof of Residency - Most commonly asked is either a resident visa, or proof of address (rental lease, utility bill, bank statement, etc.)

• Medical Records - Not needed at time of applying, but insurers will generally ask for medical records after you submit an application if you have a major preexisting condition. Most commonly asked-for items are a written diagnosis from your previous physician, and/or recent lab work showing the extent of the condition.

You can read more about the application process in this article.

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Last reviewed May 2026. For help with your own policy, contact Expat Insurance through the help center so our team can review your situation.