What travel policy do you recommend to me for a short term basis?

Short-term travel insurance options for someone looking to get covered

We offer over 50 different travel policies, so this is not a comprehensive list by any means; these are just the most common cases we see. If you have a unique situation, use our live chat below to see if we can help. Here is what I typically recommend and why.

US Citizens traveling anywhere:

Geoblue

This policy provides full covid coverage, good medical benefits, and some of the best coverage for preexisting conditions we have seen. This plans is the most widely-accepted travel plan we have worked with when dealing with direct payments to hospitals worldwide.

The two main plans are:

Geoblue Voyager Choice - Click for Quote

If you plan on keeping your primary US healthcare plan while you are abroad.

Voyager Essential - Click for Quote

No primary plan necessary to apply.

Canadians Traveling to Mexico, or all around good global policy for other citizens

Trawick

We have had a great experience with Trawick over the years for reimbursements on claims. The policies offer good benefits to cost, cover covid as any other illness.

Safe Travels International - Click for Quote

This plan has good all-around benefits to cover you for medical emergencies abroad. Very common among Canadians visiting Mexico short term.

US Citizens, visiting back in the United States

For people that are expats and can prove their residency abroad, simply vacationing back in the US and want a short term plan.

IMG Patriot - Live Quote

This plan has decent benefits as a base plan for visiting the US, but it has limited to no covid benefits.

IMG Patriot Plus - Live Quote

This plan has higher benefits and better covid benefits.

Traveling to Costa Rica

Trawick Safe Travels Voyager - Live Quote

This plan meets the Costa Rica visa requirements.

Traveling to Europe for Schengen requirements

US Citizens - Geoblue plan as mentioned above, but with a $0 deductible selected. Make sure to notify Geoblue to request a visa letter if you're traveling to Schengen nations.

Geoblue Voyager Choice - Click for Quote

Nomads who want device protection

This is a solid travel plan with optional device-protection riders to help protect your assets.

Comfort Point TripTime - Click for Quote

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Last reviewed May 2026. For help with your own policy, contact Expat Insurance through the help center so our team can review your situation.